CHAPTER
ONE
BACKGROUND & PURPOSE
Unlicensed insurance sales get stiffer penalties
PURPOSE OF THE REGULATION
DEPARTMENT OF INSURANCE NOTIFICATIONS
REVIEW QUESTIONS
CHAPTER
TWO
ACTIONS
TAKEN AGAINST UNLICENSED ENTITIES
GALLAGHER TAKES EMERGENCY ACTION AGAINST AGENTS
GALLAGHER ORDERS FIFTH UNLICENSED ENTITY TO STOP SELLING
BOGUS HEALTH INSURANCE IN FLORIDA
GALLAGHER ORDERS SIXTH UNLICENSED HEALTH INSURER TO STOP
OPERATIONS IN FLORIDA
AGENT WHO LEFT THOUSANDS WITHOUT HEALTH INSURANCE, BILKED
COMPANIES IS FACING REVOCATION OF LICENSE
GALLAGHER WINS ON APPEAL AGAINST PHONY INSURER
CEO OF UNLICENSED HEALTH INSURER CHARGED WITH FRAUD
GALLAGHER SHUTS DOWN PHONY "UNION
HEALTH PLAN"
MEDICAL MALPRACTICE
VIATICAL SETTLEMENT PROVIDERS
VIATICAL PROVIDER INDICTED ON FEDERAL FRAUD CHARGES
JUDGE PUTS CONTROVERSIAL VIATICAL SETTLEMENT PROVIDER IN
CONSERVATORSHIP
WORKERS’ COMPENSATION
TWO MIAMI AUTO AGENTS BANNED FROM INSURANCE INDUSTRY
FORGING OF INSURANCE COVERAGE
REPLACEMENT OF ANNUITIES
DEPARTMENT SUSPENDS HILLSBOROUGH COUNTY AGENT'S LICENSE
AVENTURA AGENT BARRED FROM INSURANCE INDUSTRY
NATIONAL RECOGNITION OF THE PROBLEMS OF UNLICENSED COMPANIES
When a Health Plan Isn't a Health Plan
Pathology Of A Scam
REVIEW QUESTIONS
CHAPTER
THREE
EMPLOYEE
RETIREMENT INCOME SECURITY ACT (ERISA)
BACKGROUND
ERISA FUNDAMENTALS
COMMERCE PROVISION
DEFINITION
EXEMPTIONS FROM ERISA REGULATIONS
WHEN IS AN EMPLOYEE PLAN NOT AN ERISA PLAN?
JURISDICTION
PREEMPTION OF STATE LAWS
DOCUMENTATION
SUMMARY
THIRD-PARTY ADMINISTRATORS
REVIEW QUESTIONS
CHAPTER
FOUR
RELEVANT
FLORIDA STATUTES AND INSURANCE REGULATIONS
EMPLOYEE LEASING COMPANIES AND
WORKERS’ COMPENSATION
MULTIPLE-EMPLOYER WELFARE ARRANGEMENTS (MEWA)
INSURANCE FIELD REPRESENTATIVES AND OPERATIONS STATUTES
REVIEW QUESTIONS
